Graeme Holm – The Money Mentor. Multiple award-winning Accredited Top 100 Mortgage Broker And fully corporate-licensed Real estate agent in NSW, QLD & VIC with hundreds of satisfied clients. Ordinary families – mum, dad and the kids – just like yours. Families who’ve gone from the despair of living week-to-week on pay cheques that are spent before they’ve even had time to hit the bank, to owning their own home outright end enjoying a comfortable, money-worry free, lifestyle.

You and your family can do that, too. You can exchange your current financially-stressed existence for an easier, more enjoyable lifestyle and have fun along the way. Work with me and I’ll save you HUNDREDS OF THOUSANDS of dollars in interest and help you pay off your mortgage in 7 to 10 years.

Yes, you read that right – pay off your mortgage in 7 to 10 years – guaranteed!

That’s who Graeme Holm is – the guy who will help you and your family get ahead of the game without having to eat mince 7 different ways.

There are many ‘how-to’ books and videos out there, often with conflicting ideas about the best course of action for making the most of your funds, paying off mortgages, reducing debt and building wealth.

How much of this material is produced with relevantly-qualified people?

It’s important to know who you’re taking your advice from.

As Graeme explains elsewhere in this book, so many of us gained our financial knowledge from our parents, or their friends and colleagues. Ask yourself how many of them owned more than one property? How many of them paid down their mortgage quickly? How many of them put the kids through private school? How many of them retired early? How many of them are enjoying a comfortable worry-free retirement?

Or, and in Graeme's long experience, this is a more likely scenario, how many of them have (or had) to rely solely on the state pension from the government, to fund a bleak existence in what should be the comfortable years, the stress-free years, the relaxing years?

Who do you listen to?

Anyone can set themselves up as an expert and write a book, but is it worth the paper it’s written on? More importantly, is it worth your hard-earned dollars to buy a copy?

Graeme Holm has experienced life from extremely poor, humble beginnings and has also experienced first-hand the stress associated with financial failure and borderline poverty, more bills flying in than socks in the drawer and no one to turn to for help.

Graeme has also developed a simple 'not so secret, secret' that seems too good to be true, but isn't. He recognises that one of the big issues in society today is that we, as human beings, are impulsive creatures that love to spend whatever we have direct access to. We choose to experience instant gratification and chase that dopamine effect of NOW, not the long-term beneficial effects of 'later'.

Whatever happened to delayed gratification and earning an outcome?

One of Graeme's favourite quotes is that "People can lie but numbers cannot", so if you can relate to the kind of person that has struggled through adversity, experienced the highs and lows that most people haven't even considered can happen in life, and cuts through the shit and all the white noise and tells it how it is, then Graeme is your new Mortgage and Budgeting Guru.

But, and he apologises in advance, because you can take the 'houso' out of the estate but you can never take the 'houso' out of the person... Graeme will cut through the bullshit within the financial services sector, specifically focusing on mortgage babble and other crap, and explain everything in a clear, simple and easy-to-understand way. But, be warned - there will be plenty of "F**k", "Bullshit" and "arsehole" sprinkled throughout the commentary along the way, and if that offends you, please gift this book to someone else who can handle some harsh reality washed down with a healthy dose of profanity to aid digestion!